Michigan
Programs
- Medical: Michigan Medical Marihuana Act (2008)
- Adult: Michigan Regulation and Taxation of Marihuana Act (2018)
Cannabis-Related Businesses
- Licensing search tool
- Marijuana Retailer Licenses (Adult) – 345
- Number of Marijuana Retailers that offer home delivery – 180
- Provisioning Center Licenses (Medical) – 411
- State municipalities may allow or prohibit licensed medical marijuana facilities and adult use establishments from operating in their municipalities.
- As of October 11, 2021, all marijuana retailers and marijuana microbusiness licensees are required to have and maintain marihuana liability insurance. The insurance must be provided by a licensed and admitted insurance company in Michigan in a minimum amount of $50,000. Marijuana retailers and marijuana microbusiness licensees authorized to sell marijuana at a temporary marijuana event must also obtain marijuana liability insurance, which covers sales or transfers of marijuana that will occur at the temporary marijuana event. Failure to hold and maintain the required marijuana liability insurance or provide it to the MRA in a timely fashion, may result in disciplinary action against the licensee. Full details are available in the Marijuana Liability Insurance MRA Bulletin published on August 27, 2021.
Geography
- Ohio – Medical Only
- Indiana – NONE
- Wisconsin – low-THC cannabis oil ONLY.
Regulatory Agency
- Cannabis Regulatory Agency, Michigan Department of Licensing & Regulatory Affairs (LARA)
Seed to Sale Tracking System
Sales Data
Financial Institutions
- Banks: 118
- Credit Unions: 213
DIFS Office of Credit Unions Policies and Procedures – October 12, 2020
“These procedures outline the general review of credit union financial services related to the marijuana industry and related businesses/members. As the risks related to offering services in this space are varied and high, (particularly while federally illegal), the institution’s due diligence and ongoing control over such a portfolio must be robust. Examiners must evaluate management’s due diligence in deciding to provide such services. The board and management must have clear understanding of the associated risks, and satisfactory risk management tools in place which are functioning soundly.”
https://www.michigan.gov/documents/difs/10160_MRB_704841_7.pdf
DIFS Issuance of Memo regarding Financial Services to the Marijuana Industry
State of Michigan Department of Insurance and Financial Services – January 8, 2020
“DIFS will review the potential impact of marijuana-related financial services on an institution’s overall risk profile as part of any examination assessment and ratings process. Examiners will continue to utilize risk-based examination procedures, and regulator expectations for the institution’s risk management functions will be commensurate with the inherent risk to the institution’s safety and soundness. DIFS will not take regulatory action based merely on the involvement of the marijuana industry in any financial institution’s products, services, or activities. However, regulatory action will result if the financial institution fails to identify, manage, account for, or provide sufficient safeguards related to the risks of marijuana-related financial products or services.”
https://www.michigan.gov/documents/difs/Letter_2020-CU-01_676151_7.pdf
Per the Michigan Regulation and Taxation of Marihuana Act (2018), purchase limits for adult use are:
- Minimum age: 21 or older
- Daily purchase limit: 2.5 ounces
- Oils and concentrates may be no more than 15 grams of daily total.
- Home possession limit: 10 ounces
Adult Use: The Maximum THC (Sum of Delta-8 and Delta-9) Concentration for Adult-Use Marijuana-Infused Products
*Delta-8 Concentration in all Products May Not Exceed 10% of the Product.
- Gummies, baked goods, etc.
- Per serving: 10mg | Per container: 100mg
- Capsules, tinctures, etc.
- Per serving: 10mg | Per container: 200mg
- Topical products including lubricants, spa products, lotions, balms or rubs
- Per serving: N/A | Per container: N/A
- Products not listed
- Per serving: 10mg | Per container: 100mg
The MRA has authorized Designated Social Consumption Establishment licenses for marijuana consumption lounges in the state. Michigan municipalities are able to opt-out of having any kind of marijuana business in their community and only 18 municipalities out of 106 have opted-in to have Designated Consumption Establishments operating in their areas. Detroit has limited the number of Designated Consumption Establishments licenses to 35.
Per the Michigan Medical Marihuana Act (2008), purchase limits for medical patients are:
- Minimum age: 18 or older; younger than 18 with medical exceptions
- Daily purchase limit: 2.5 ounces per registered patient
- Monthly purchase limit: 10 ounces per registered patient
Medical: The Maximum THC (Sum of Delta-8 and Delta-9) Concentrations for Medical Marijuana-Infused Products
- Gummies, baked goods, etc.
- Per dose: 50mg | Per container: 200mg
- Capsules, tinctures, etc.
- Per dose: 100mg | Per container: 2000mg
- Suppositories and Tampons
- Per dose: 100mg | Per container: 2000mg
- Transdermal Patches
- Per dose: 100mg | Per container: 2000mg
- Topical products including lubricants, spa products, lotions, balms or rubs
- Per dose: N/A | Per container: N/A
- Products not listed
- Per dose: 10mg | Per container: 100mg
- Patients must hold a valid Medical Marijuana Card issued by the MRA. For minors under the age of 18, a parent or legal guardian must complete a MMMP Minor Application Packet.
- Each qualifying patient can have not more than 1 primary caregiver, and a primary caregiver may assist not more than 5 qualifying patients with their medical use of marihuana.
Program Updates
Cannabis Regulatory Authority Bulletins
Link to view adult-use and medical program monthly reports:
Marijuana Regulatory Agency Statistical Report
City of Detroit:
Detroit, MI has a social equity program called Legacy Detroit where applicants must meet certain requirements for recreational marijuana licenses. These requirements include:
How to apply to become a Legacy Detroiter:
To qualify for the Detroit Legacy program, you must currently reside in Detroit, and be able to document that you:
- Lived in Detroit for 15 of the last 30 years, or
- Lived in Detroit for 13 of the last 30 years and are low income, or
- Lived in Detroit for 10 of the last 30 years and have marijuana conviction or have a parent with a marijuana conviction.
Applicants will need to submit copies of documentation to certify their legacy status, such as pay stubs, tax returns, mortgage or rental lease documents, etc. Detroiters must submit a Detroit Legacy application and pay the associated fee to be certified and take advantage of the program benefits.
The application period for Legacy Detroit applicants is still open; however, a court order was issued in Summer 2021 that halted applications from being granted. The basis of the lawsuit is that the residency requirement in Detroit’s legacy program gives unfair advantage to long-term Detroit residents.
The application period for adult use licensing in Detroit resumed on April 20, 2022 after a lengthy delay.
Cannabis – Adult
Address:
Department of Licensing and Regulatory Affairs
Cannabis Regulatory Agency
Enforcement Division
P.O. Box 30205
Lansing, MI 48909
Phone Number:
517-284-8599
Email:
Hemp Processing
Address:
Department of Licensing and Regulatory Affairs
Cannabis Regulatory Agency
PO Box 30776
Lansing, MI 48909
Phone Number:
517-284-0815
Email: CRA-Hemp@michigan.gov
Licensing Division
Address:
Department of Licensing and Regulatory Affairs
Cannabis Regulatory Agency
Licensing Division
P.O. Box 30205
Lansing, MI 48909
Phone Number: 517-284-8599
Email:
CRA-Adult-Use-Marijuana@michigan.gov
CRA-MedicalMarijuana@michigan.gov
Michigan Medical Marijuana Program
Address:
Department of Licensing and Regulatory Affairs
Cannabis Regulatory Agency
Michigan Medical Marijuana Program
P.O. Box 30083
Lansing, MI 48909
Phone Number:
517-284-6400
Email:
Social Equity
Address:
Department of Licensing and Regulatory Affairs
Cannabis Regulatory Agency
Licensing Division
P.O. Box 30205
Lansing, MI 48909
Phone Number:
517-284-8599
Email:
Program:
https://www.michigan.gov/mra/adult-use
Subscribe to Updates:
https://www.michigan.gov/mra/adult-use
Adult Taxation:
https://www.michigan.gov/taxes/0,4676,7-238-43551_84522-542486–,00.html
Contact :
Phone:
517-284-8599
Fax:
Questions can also be emailed to: MRA-Adult-Use-Marijuana@michigan.gov
Cannabis – Medical
Contact :
Phone:
517-284-6400
Fax:
Questions can also be emailed to:
State Banking Regulatory Authority
Department of Insurance and Financial Services
https://www.michigan.gov/difs/
Address:
DIFS
530 W. Allegan Street, 7th Floor
Lansing, MI 48933″
Email:
Banks, Credit Unions:
Phone:
517-284-8800 or 877-999-6442 (Toll-Free)
Fax:
517-284-8837
Office of Banking:
https://www.michigan.gov/difs/0,5269,7-303-13047_32588—,00.html
Office of Credit Unions (OCU):
https://www.michigan.gov/difs/0,5269,7-303-13047_32589_101299—,00.html
Statutes, Rules and Regulations:
https://www.michigan.gov/difs/Legal/statutes-rules-regs
Bank Bulletins:
https://www.michigan.gov/difs/0,5269,7-303-12900_12914—,00.html
Credit Union Bulletins:
https://www.michigan.gov/difs/0,5269,7-303-12900_12921—,00.html
Subscribe for Email Updates:
https://public.govdelivery.com/accounts/MIDIFS/subscriber/new
