$12B in Deposits, 9,500 CRBs: Inside Scalable Cannabis Banking

Scale in cannabis banking is not about hype. It is proof that a program works. When you reach scale, you have clarity in your operations, control over your processes, and confidence in your outcomes. If your institution is serious about this market, your operations should match your ambition.

 

Scale by the Numbers

• More than $12 billion in verified cannabis deposits
  
• Nearly 10,000 cannabis-related businesses served
  
• Over 1,100 financial institutions trained

 

These are not vanity metrics. They are evidence that cannabis banking can be consistent, compliant, and profitable.

 

Why Scale Matters for Your FI

Stakeholder trust: Boards and examiners need proof, not promises. Numbers like these deliver confidence.

Process consistency: Whether you onboard one CRB or one hundred, scale allows you to maintain efficiency and control.

Stronger intelligence: More data leads to sharper oversight and smarter decisions for growth.

 

Field Examples of Scale

• Multi-state banks managing all CRBs from one centralized dashboard
  
• Compliance teams replacing manual checks with real-time alerts
  
• Program leaders opening new CRB accounts weekly using templated workflows

 

Industry Momentum You Cannot Ignore

The legal cannabis market grew by $2.6 billion in 2024, reaching $31.4 billion in total value. That growth represents a clear opportunity for financial institutions.

• According to the MJBiz Factbook 2025, 77% of cannabis businesses expect year-over-year growth, with an average projection of 38%
  
• Nearly half of dispensaries still operate as cash-only, leaving a significant gap for formalized banking solutions

 

Case Snapshot: Regent Bank

Regent Bank scaled to serve more than 300 CRBs by implementing the right technology and processes. They achieved this without adding to their compliance headcount, reducing manual work while building strategic momentum.

 

What Scalable Institutions Do Differently

• Automate compliance reviews so teams focus on alerts, not every transaction
• Use templated onboarding to launch new branches quickly
• Track deposits and fee revenue to regularly prove ROI

 

Scale Readiness Checklist

• Can you view all CRBs in one dashboard?
  
• Do you have automation replacing manual compliance reviews?
  
• Can you show deposit and fee growth to your board?

If the answer is no to any of these, you may outgrow your systems before your program reaches its potential.

 

What This Means for You

You do not need to be a big bank to scale. You need the right systems, the right processes, and the ability to prove results. If you want program-wide confidence, you are ready to scale.

 

Go Beyond Compliance with Green Check

High-risk industries like cannabis may face additional compliance requirements, but that doesn’t have to be a challenge. Instead, with the right tools at your disposal, this data can become a treasure trove that helps you improve business outcomes and grow your program with confidence. If you’re ready to take charge of your customers’ data and make it work for you, get started with Green Check today.